Freeway Insurance R
Freeway Insurance offers franchises to sell insurance services and ancillary products under the Freeway Insurance brand. Known for providing comprehensive insurance solutions, it operates in the insurance brokerage industry.
Freeway Insurance R franchise FAQ
How much does it cost to open one — the total initial investment?
The total initial investment necessary to begin operation of a single Freeway Insurance® start-up brokerage business is $34,950 to $84,000. This includes $13,000 to $31,000 that must be paid to the franchisor or its affiliate(s). [p.1]
What is the initial franchise fee?
The initial franchise fee for a start-up Franchised Brokerage or purchase of an affiliate-owned Brokerage is $25,000 [p.14]. Discounts may apply under certain conditions such as if the franchisee is a veteran, affiliate employee, or owns more than one location, but no specific discounts have been given for second locations at this time [p.88 and p.110].
What are the ongoing royalty and advertising fees?
The ongoing royalty fee is 14% of total revenue earned by the Franchisee. This percentage applies to franchise agreements signed during 2024 and 2023, with a deferred period for conversion franchises for the first six months following the effective date of the agreement [p.111]. The Company expenses advertising and marketing costs as incurred; the amounts varied between $134,748 and $268,596 from 2023 to 2024 [p.112].
How long is the initial franchise agreement, and can I renew it?
The initial franchise agreement term is not specified in the excerpts. However, you have the option to renew the franchise agreement up to three times, each for a five-year term, with the Company's approval, subject to meeting certain conditions including paying a $5,000 renewal fee [p.89, p.125].
Can I sell or transfer my franchise, and what does that require?
According to the FDD, you can transfer ownership of your franchise, but it requires approval from the franchisor for good cause [p.6]. Good cause includes failing to meet qualifications, being a competitor, unwillingness to comply with obligations, or non-payment of sums due [p.6]. Additionally, if the sale involves a majority equity interest transfer in Washington, you must pay a transfer fee: 75% of the initial franchise fee if the transferee is not an existing franchisee, and 50% if they are [p.3, p.158].
On what grounds can the franchisor terminate the agreement?
This isn't specified in the excerpts. The provided FDD excerpts focus mainly on termination rights of the franchisee and related legal protections but do not detail the specific grounds for a franchisor to terminate the agreement.
What financial requirements — net worth and liquid capital — do I need to qualify?
This isn't specified in the excerpts.
Do I get an exclusive or protected territory?
No, you do not receive an exclusive territory [p.46, p.47]. However, there is protection against competition from other Freeway Brokerage outlets within a specified Protected Area for your franchise [p.124], though this does not extend to other areas or markets outside the Protected Area.
What training and ongoing support does the franchisor provide?
The franchisor provides initial management and operations training, as well as remote and in-person training sessions [p.37]. They are also obligated to use the marketing fund for permitted expenses, offer advisory and operational support, and maintain systems and marks held by or licensed to them [p.118]. However, the franchisor does not provide any support to Affiliate Businesses [p.48].
How many franchised outlets are there, and how many have closed or been terminated?
As of December 31, 2025, there were 47 franchised Freeway Brokerages open and operating [p.67]. The excerpts do not specify the number of franchised outlets that have closed or been terminated.
Does the franchisor share any financial performance or earnings information?
The franchisor, Confie Franchise Services, LLC, does not make any financial performance representations other than providing actual records of an existing Franchised Brokerage if purchased. However, they will provide written substantiation upon reasonable request [p.68]. This isn't specified in the excerpts for new franchises or when purchasing a franchise other than an existing Franchised Brokerage.
What am I restricted to selling, and where must I buy supplies?
You are not restricted to selling specific products; however, you may have to purchase certain fixtures, furnishings, and equipment from approved or designated third-party suppliers as specified by the franchisor [p.31]. You must also buy items such as desks, chairs, indoor signage, and other miscellaneous supplies required for your Franchised Brokerage [p.24]. This requirement can include purchasing certain items only from Approved Suppliers, which may be designated by the franchisor in writing or through the Confidential Operations Manual [p.31].